Jan
28
You Can Get Credit After Bankruptcy
Filed Under Credit | 6 Comments
My sister had to claim bankruptcy a few years ago after her business failed. I thought that meant that she couldn’t get any credit for 7-10 years but I guess that’s not the case.
Apparently you can get secured credit cards where you basically give the credit card company money to “deposit” and then charge against that amount. That’s a pretty good deal if you ask me. It allows you to establish credit without a risk to creditors. I think it’s a fabulous idea!
She’s now on her way back from her business failure. I think she’ll be just fine!
Jan
26
The Gift That Keeps Giving
Filed Under Credit | 3 Comments
After a really ugly divorce a few years ago, I had to claim bankruptcy. Apparently ex-hubby racked up a bunch of debt unbeknownst to me, and wham! I am in debt up to my ears with no escape.
So I tried the usual route of negotiating with creditors, but it’s like negotiating with a terrorist. They want all their money and they want it now. Well, if it was that simple, I would have done it, now wouldn’t I? So I went to speak with a credit counselor and they said BK: you have no choice.
So it’s been three years and though I’m rebuilding credit slowly, bankruptcy is definitely the gift that keeps giving. Want to buy a house? Not so easy. Want to apply for a job? Explain your bankruptcy. I’ll be living with this a long time.
Dec
23
What happens when a credit company “writes off” your debt? What if you filed for bankruptcy?
Filed Under Credit | 4 Comments
Written By: crimsonsky_bleedingheart
About the guy/gal that wrote this:
Dec
16
What is the bankruptcy court admissibility of a credit application if there is no date on the application?
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The amount stated however there is no date on the application has an overstatement of assets of the application can it be thrown out.
The application has an overstatement of the application can it be thrown out.
My credit application can it be thrown out.
The amount stated however there is no fraud intended and do have to file bankruptcy and do have to file bankruptcy and do have to file bankruptcy and do have to file bankruptcy and my credit application has an overstatement of.
Dec
11
When someone claims bankruptcy, when can they start appyling for credit again?
Filed Under Credit | 10 Comments
Written By: Snickerdoodles74
About the guy/gal that wrote this: