Mar

29

With 698 credit and a 2003 chpt 7 bankruptcy, what credit cards with miles or rewards are available?

Filed Under Credit 

E.S. inquired:


I’m up to date on all of my current accounts, and I want to maximize the $4k+ I spend a month through credit cards. I do have a Frontiers card, but I max out and pay it off every month with about $1500 of charges that can be put on another card. Any suggestions? Thanks!

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Comments

5 Responses to “With 698 credit and a 2003 chpt 7 bankruptcy, what credit cards with miles or rewards are available?”

  1. Mexifry on March 29th, 2008 1:45 pm

    try capitalone.com they have great couple of cards…

  2. Peilthetraveler on March 31st, 2008 8:39 pm

    I have a 2% cash back with HSBC. I dont think they offer this card anymore, but i know they have a 1% cash back card now.

    When looking for the deals always read the small print. Like sometimes you see these 5% cash back rewards, that are like for the first 500 dollars, then it drops to 1% for the next 5000 then drops to .25% for every dollar after that.

    Im the same way. I probably make between 25 to 30$ per month from my credit card with the charges i make. Sometimes i pay it off twice a month if i get close to my credit limit.

  3. patrick w on April 4th, 2008 8:16 am

    if your credit score is under 700 and you have a bankruptcy from 2003 you dont need a credit card. you need a savings account and pay your bills with cash. learn to live with what you make. credit cards are how banks make their money. that 9% will get you right back into debt. trust me i know. all they are is a scam. a way for the bank to pick you dry. you can build your credit by paying cash and making sound investments like a house or even a car payment will build you back up. budget accordingly and live within your means

  4. stan c on April 5th, 2008 3:48 pm

    The bankruptcy will be on the report till 2013. Don’t be in a hurry to over do it again.

  5. Jennifer on April 5th, 2008 9:51 pm

    Hi,
    I used “Credit Solution” to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58% .It’s legitimate.I came across this company on NBC News Special Edition.Check it out here:

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